You must have heard the old saying – Health is Wealth! And it is seriously not something to be taken lightly! Medicals costs are increasing significantly with time and the complexity of diseases the world is facing right now is highly disturbing! In such a world, health insurance is a must!
Parameters of choosing a great medical insurance company!
With too many companies in the market, people often get confused which one to pick and whose plans are the most beneficial for them. Therefore, it is important to understand the company’s background, claim settlement process, incurred claim ratio and network of hospitals while choosing the right medical insurance company for yourself!
To clear your confusion a bit, we bring you the top medical insurance companies in India:
- Apollo Munich Health Insurance Company Limited
Apollo Munich Health is a joint venture between India’s leading hospital brand, Apollo and Germany based reinsurance company, Munich Re. A trusted and well-known name in the insurance industry, this company is doing their best to cater all the health needs of an individual.
Options are not limited if you are choosing Apollo Munich for your healthcare needs. Some of their great plans are Apollo Munich Optima Health Restore Insurance Plan, Apollo Munich Easy Health Exclusive Insurance Plan, Apollo Munich Optima Senior Insurance Plan, etc.
Choose the plan whichsuits your requirement the most!
- Max Bupa Health Insurance
Topping the chart is another big company called Max Bupa! This leading health insurance company is a tie up between Max India Limited and UK headquartered healthcare company Bupa.
Max Bupa is making a lifetime relationship with its customers by fulfilling all their healthcare needs. Be it individuals, families, elders, youngsters or joint families, Max Bupa has exclusive online and offline plans for all.
Few of the great plans include Health Companion Individual, Health Companion Family Floater Policy, Heartbeat – family floater insurance policy, Heartbeat – family first insurance policy, Heartbeat Insurance Policy For Individual, Health Companion Family First, Hospital Cash – health assurance insurance policy, Critical Illness – health assurance insurance policy and Personal Accident – health assurance insurance policy.
For hassle free and great facilities, one can choose Max Bupa as their healthcare partner!
- Star Health And Allied Insurance Company
With numerous awards in its kitty, Star health and allied insurance company has become one of the most promising medical insurance companies in India. High-quality facilities and cost-effective plans make this company a trusted name in the insurance industry.
Star Family Health optima insurance, Star Senior Citizens Red Carpet Insurance, Star Family Delite Insurance, Star Citicare Plus Insurance, Star Student Care Insurance, Star Super Surplus Insurance, Star Diabetes Safe Insurance are some of the prominent plans.
- ICICI Lombard General Insurance Company Limited
One can avail the benefits of ICICI Lombard plans either by getting reimbursed or by staying away from the payment process during medical situations. (As they will pay directly to your concerned medical unit)
It covers individual as well as all the family members in their plans. ICICI Lombard Complete Health Insurance, ICICI Lombard Health care plus Insurance, ICICI Lombard Personal Protect Insurance are some of their plans.
- Bajaj Allianz Health Insurance
Another leading name in the world of insurance sector is Bajaj Allianz Health Insurance! From individual plans to family floater plans and other plans for critical illness, this company has made a great name for itself in protecting you and your family from medical burdens!
Make sure you go through the plans and select the best one for yourself! Choose smartly and wisely! All the best!